1inch Wallet Terms of Service

Last updated: September 15, 2026

Welcome to 1inch Wallet!

These Terms of Service (“Terms”) exclusively govern your use and access of the digital self-hosted wallet mobile client and Application – 1inch Wallet, as further described below (the “Application”, “App”). The Application provides a self-hosted wallet App for various Blockchain Networks with additional third-party services in it (the “Wallet”). The Application is operated by Degensoft Ltd., registered at: c/o Walkers Corporate (BVI) Limited, 171 Main Street, PO Box 92, Road Town, Tortola VG 1110, British Virgin Islands.

Please, read these Terms carefully. By downloading, using or accessing the App, creating or importing a Wallet you agree to be bound by these Terms as well as 1inch Wallet Privacy Policy. If you do not agree to these Terms, do not download, use or access the App.

To make these Terms easier to read:

● Degensoft Ltd. is referred to as “1inch”, “we”, “us” or “our”.

● “You” and “your” refers to anybody who downloads, accesses or uses the Application. If you are accessing or using the App on behalf of a company (such as your employer) or other legal entity, you represent and warrant that you have the authority to bind such an entity to these Terms and, in that case, “you” and “your” will refer to such entity.

If you come up with any further questions, please, feel free to contact us at [email protected].

IMPORTANT NOTICE: THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND A CLASS ACTION WAIVER IN THE “GOVERNING LAW AND DISPUTE RESOLUTION” SECTION BELOW. TO THE EXTENT PERMITTED BY APPLICABLE LAW, BY DOWNLOADING, ACCESSING OR USING THE APPLICATION YOU AGREE THAT ANY DISPUTE BETWEEN YOU AND 1INCH WILL BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION, AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR CLASS-WIDE ARBITRATION. CERTAIN CLAIMS MAY STILL BE BROUGHT IN A SMALL CLAIMS COURT. PLEASE READ THAT SECTION CAREFULLY.

1. Eligibility

TL;DR: if you use the Application you state that you (a) are at least 18; (b) don’t break any laws of your jurisdiction by using the Application; (c) are not a Restricted Person; and (d) are not located, established or registered in any of the jurisdictions enlisted below titled Prohibited Localities.

General. You may not use the Application if you are barred from using the Application under applicable law. You may not use the Application if you are under 18 (eighteen) years old.

Legality. You are solely responsible for following all laws and regulations applicable to you and your use or access of the App. If your use or access of the App conflicts with any applicable law, rule or regulation, you may not use the App.

Restricted Persons. 1inch does not onboard entities or individuals, which have been previously classified or otherwise identified by international organizations or any state and/or governmental authorities of any jurisdiction, as belonging or affiliated with the persons specially designated or otherwise included in the Sanction Lists, as defined below (“Restricted Persons”). For the purposes of these Terms, Restricted Persons shall also include all persons or entities who reside in, are citizens of, are incorporated in, or have a registered office in the Prohibited Localities. By using or accessing the App, you represent to us that you are not subject to the Sanction Lists and you are not a Restricted Person.

Prohibited Localities. 1inch cannot onboard entities or individuals or otherwise provide any services or the Application to the corporate or individual users located in, established in, or a resident of any state, country or region that is subject or target of comprehensive trade or economic sanctions, embargoes, or similar restrictive measures, or included in the Sanction Lists.

“Sanction Lists” means any sanctions designations listed on economic, trade, embargo lists and/or specially designated persons, blocked persons lists published by the international organisations, as well as any state and governmental authorities of any jurisdiction, including, but not limited to the lists of comprehensive trade or economic sanctions, embargoes, or similar restrictive measures administered or enforced by the United Nations, the United States (including, without limitation, the Office of Foreign Assets Control of the U.S. Department of the Treasury (OFAC), the European Union (or any of its Member States), the United Kingdom, the British Virgin Islands, or any other authority with relevant jurisdiction.

You hereby represent that you shall at all times, regularly, at your own motion advise the Sanction Lists and conduct the necessary analysis as to whether any limitations from the Sanction Lists apply to you and whether you are allowed, and if yes, in which manner to use the Application. You must search specific jurisdictions and sanctions applicable thereto separately, including, but by no means limited to the sanctions databases: UN, OFAC, EU, UK. You at your own discretion may need to seek professional advice to determine whether the sanctions apply. You hereby accept any liability caused by your failure to check, determine and respectively apply sanction limitations to you or your entity.

We make no representations or warranties that the information, products, Content (as defined below) or App provided are appropriate for access or use in your jurisdiction. Use of the App may be restricted in certain jurisdictions due to applicable laws or virtual asset regulations. We may deny or block your access if you are located in, or a resident of, a jurisdiction where the use of virtual assets is prohibited or restricted. You are solely responsible for ensuring that your use of the App complies with the laws and regulations applicable to you.

Availability. Save as provided in these Terms, access to the Application is not restricted by reference to a user's country of residence or location, including for users located in the United States, Europe or Asia. Certain products, features or digital assets accessible through the Application may not be available in all jurisdictions, or in all parts of a jurisdiction, and their availability may change at any time. Nothing in this paragraph is a representation that your use of the Application is lawful in your jurisdiction, which remains your responsibility as set out under Legality above.

Regional Availability. Certain features of the Application may be unavailable to users located in, or accessing the Application from, certain countries or regions, including the United Arab Emirates, where required by applicable law or regulation. Where such a restriction applies, some functions may remain available to enable you to retain access to your Virtual Assets, which may include, for example, viewing balances or withdrawing Virtual Assets. Your Virtual Assets remain in your self-custody Wallet at all times and remain accessible to you by means of your recovery phrase, including through other compatible applications. We may determine your location by IP address or by other means. Attempting to circumvent any restriction under this paragraph is prohibited, as further set out under Non-Circumvention below.

Product Eligibility. In addition to the eligibility requirements set out in this section, access to certain products, features or digital assets available through the Application may be subject to additional eligibility, verification or whitelisting requirements. Such requirements may be imposed by third parties, issuers or applicable law, and may also be applied by 1inch, including where required by applicable law or by the terms on which a Third-Party Service is made available to us. Where such a requirement applies, we may restrict or withhold access to the relevant product, feature or digital asset, including by reference to your location or your Wallet address. You are responsible for determining whether you satisfy any such requirement before accessing or using the relevant product, feature or digital asset. 1inch shall have no liability for any restriction or unavailability arising from a requirement imposed by a third party or issuer, or from your failure to satisfy any applicable requirement.

Third-Party Restrictions. Our Application may include the Third-Party Services (as defined below). Your interaction with and use of the Third-Party Services is governed by the respective terms and conditions of the third-party providers, including but not limited to their eligibility requirements, prohibition on certain localities, restricted persons or any other eligibility-related terms. As a result, based on those terms set by the third-party providers, your access to certain services, features, news and/or content of the Application, including the Third-Party Content (as defined below), may be restricted by those third-party providers. Please note that we only offer a gateway to those Third-Party Services and we bear no liability for any such restrictions thereof. It is your own responsibility to review those terms and conditions, and ensure that you meet the requirements set forth therein.

Non-Circumvention. You agree not to access the Application using any technology for the purposes of circumventing these Terms, including any software or networking techniques, such as Virtual Private Network (VPN) to modify your internet protocol address or otherwise circumvent or attempt to circumvent these Terms.

2. Application

TL;DR: The Application is a self-custody Wallet that allows you to send and receive Virtual Asset, browse the Web and submit transaction data to Blockchain Networks. The Application may occasionally include other features added for your improved experience. As the bottom line, the main purpose of App is to make it easier for casual users, you, to handle and operate Virtual Asset. The only goal of ours is to help every user to access the decentralised world. We have no oversight, involvement, or control with respect to your Virtual Asset, or related transactions including instructions made through the Application. We do not store, send, or receive Virtual Asset. All the transfers occur on the Blockchain Networks, which are not owned by us. The App may also allow you to buy Virtual Assets for fiat currencies through third-party providers and they are the only ones responsible for those transactions. We take no part in those transactions and we take no responsibility for their proper execution or any other issues regarding these transactions. You may agree to receive push notifications from us. We may solely change how we operate the App.

The Application is a software that:

(a) generates Wallet addresses and encrypted private keys that you may use to send and receive at Ethereum, Ethereum layer 2 solutions or other blockchain networks for related cryptographically secure cryptocurrency, digital tokens or digital assets (the “Virtual Asset”);

(b) allows users to browse the Internet and access any websites available on the web (“Web” or “Content”) through the mobile application’s browser; and

(c) facilitates the submission of Virtual Asset transaction data to Ethereum, Ethereum layer 2 solutions or other blockchain networks (the “Blockchain Networks”), as well as other Blockchain Networks that may be added or removed from the App from time to time, without requiring you to download or install the associated Blockchain Network-based software to your local device.

(d) provides access to additional features and Third-Party Services that may be made available through the Application from time to time, as described in these Terms or notified to you within the Application.

The Application may automatically source your transaction through third party services that may create benefits for the Application or the third parties on the basis of price differences and temporary price inefficiencies opportunities. However, we hereby represent that such sourcing shall by no means affect the financial and technical outcome of your transaction or any other interaction through or with the Application.

AI Command Feature. The Application may include an AI-assisted command interface that interprets instructions provided by you and proposes corresponding transactions or actions for your review and approval (the “AI Command Feature”). The AI Command Feature may or may not be available to you, and may be introduced, modified, suspended or withdrawn at any time, including by reference to your location or to the eligibility and availability provisions of these Terms. Where the AI Command Feature is available to you and you choose to use it, the following applies. You bear sole responsibility for all instructions, inputs, parameters and configurations you provide to the AI Command Feature, including instructions submitted on a schedule or by automated trigger. 1inch does not verify, validate or assume responsibility for the accuracy, completeness or suitability of any output, interpretation or proposed transaction generated by the AI Command Feature. Outputs may be inaccurate, incomplete or unsuitable, no transaction is executed unless you approve and sign it, and you are solely responsible for reviewing any proposed transaction before approving it.

The 1inch CL Card. The 1inch Card, powered by Crypto Life (also known as CL), is the Third-Party Service as defined herein. For additional information, please see the “Third-Party Services” subsection provided below.

The 1inch CL Card and its related services are provided by Frozen Time UNIPESSOAL LDA (in the EU) and Baanx Group Ltd (in the UK). The 1inch CL Card is a prepaid Mastercard issued by Monavate Limited, a principal member of Mastercard and authorised as an E-Money Institution by the Financial Conduct Authority (Firm Reference Number 901097). Monavate Ltd is registered in England & Wales, No. 12472332, with their registered оffice address at the Officers Mess Business Centre, Royston Road, Duxford, Cambridge, England, CB22 4QH. Please be aware that your use of the 1inch CL Card is governed by the terms and conditions of the Third-Party Service provider, for more information please visit the Monavate Terms & Conditions and Privacy Policy.

Should you have any questions or need any assistance with regard to your use of the 1inch CL Card, the Third-Party Service provider’s support team is available at: [email protected].

Third-Party Services. To operate the App and facilitate your access to its services and/or features, we may engage third-party providers and/or third-party API, which 1inch has no direct or indirect control over (“Third-Party Services”). Where applicable, such Third-Party Services are governed by their respective terms and conditions, which may include separate fees and charges, as well as disclaimers and/or risk warnings on the accuracy of the information or the services of such a provider. These terms may also include a privacy policy that differs from the privacy policy that is incorporated by reference herein. It is your sole responsibility to read carefully and make sure that you understand those Third-Party Services terms and conditions, including how those service providers may use your information according to their respective privacy policies.

You hereby acknowledge that the functionalities accessible via the Third-Party Services are the sole responsibility of such Third-Party Services providers. Although we facilitate your access to these Third-Party Services, we by no means are responsible for them and take no part in any actions, transactions, or other activities conducted by such providers. We reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on the use of any Third-Party Service at any time without notice.

Swap Functionality. Subject to geolocation, operating system, and other eligibility and technical requirements, Third-Party Services enabling swap functionality may be accessible via the App, either directly or through the in-app browser. Notwithstanding anything to the contrary, this functionality is governed by the Terms of Use and Privacy Policy available at 1inch.com, unless otherwise directly stated, each as updated from time to time. By accessing or using the swap functionality, you acknowledge and accept these terms. We encourage you to review them carefully before proceeding.

Third-Party Content. The App may feature content, materials or information from 1inch or third parties. We may provide links in the App to the Third-Party Services, or inform you of such Third-Party Services. Such Third-Party Content, including links in the App to the Third-Party Services, are provided for you as a convenience and for your information only. The inclusion of Third-Party Content does not imply endorsement, recommendation, invitation or inducement by us to interact with any Third-Party goods and/or services. You engage with or rely upon such Third-Party Content at your sole risk and discretion. Any charges or obligations that you incur in connection with these Third-Party Services are your sole responsibility. 1inch makes no representation or warranty regarding any content, goods and/or services provided by any Third-Party Services and 1inch will not be liable for any claim relating to any Third-Party Services content, goods and/or services. 1inch does not endorse or assume any responsibility for any such Third-Party Services content, goods and/or services. The linked sites are not under 1inch’s control and may collect data or solicit personal information from you. 1inch is not responsible for their business practices or for their collection, use or disclosure of any information and you hereby acknowledge that these Terms and 1inch Wallet Privacy Policy do not apply to such sites or services. You hereby expressly release 1inch from any liability arising from use of any Third-Party Services, third-party website, service, or content and any resulting harm, loss, or damage.

News and Updates. The Application may occasionally provide news or updates from 1inch or other third-party service platforms. Such display of news in the application does not constitute any endorsement, partnership or other cooperation whatsoever between 1inch and such third parties. 1inch makes no representation or warranty with regard to the accuracy or content of the information provided by such third parties and 1inch will not be liable for any claim relating to the information or content provided therein.

Other Features. The Application may occasionally include other features added solely for the purposes of user experience development, including for the entertainment and informational purposes, which are not intended to affect the main purpose or features of the Application described above.

Experimental Features. Certain features, products or functionalities within the Application may constitute “Experimental Features”, including features released under a feature flag, in beta, in test mode, in early access or in preview, features designated by 1inch as experimental, and features that by their nature cannot reasonably be considered finalised, production-grade products or services. All disclaimers, representations and limitations of liability set out in these Terms apply to Experimental Features in their entirety and without limitation. You further acknowledge that Experimental Features may not have been subject to the same level of testing, security audit or review as generally available features of the Application, may contain errors or defects, may be modified, suspended or withdrawn at any time without notice, and are used entirely at your own risk.

Your Wallet. Your use of the Application is at your own risk and solely at your sole discretion. When you create a Wallet in the App, you will be assigned a private key. You will be prompted to download and save a keystore - your private key encrypted with a password. You will be responsible for maintaining the confidentiality of your private key and keystore, and will be fully responsible for any and all activities that occur under your Wallet.

Blockchain Networks Transactions. In order to be completed, all Virtual Asset transactions must be confirmed and recorded in the Virtual Asset’s associated public blockchain. Such networks are decentralized, peer-to-peer networks supported by independent third parties, which we do not own, control, or operate. We have no control over the Blockchain Networks and, therefore, cannot and do not ensure that any transaction details that you submit via the Application will be confirmed and processed. By using the Application, you acknowledge and agree that the transaction details you submit may not be completed, or may be substantially delayed, by the Blockchain Networks.

We do not store, transfer, transmit, convert, broker, hold, escrow, mint, mine, or otherwise interact with any Virtual Asset, security, financial instrument, or other digital or physical asset and all the interactions are performed on the third-party platforms, subject to any associated third-party terms. Any transfer that occurs in any Virtual Asset occurs on the Blockchain Network and not on a network owned by us. We therefore do not guarantee that we can affect the transfer of title or right in any Virtual Asset. You accept and acknowledge that we are not responsible for any errors or omissions that you make in connection with any Virtual Asset transaction initiated via the App. We strongly encourage you to review your transaction details carefully before attempting to transfer a Virtual Asset.

Completion of transactions that you instruct for through the App also depends on the availability and operation of the Blockchain Networks. Errors or forks in the Blockchain Networks may cause transactions that you initiate through the App to fail. This may mean that the transaction you were originally intending to perform will no longer be available. Unfortunately, due to the decentralised nature of the Blockchain Networks, there is no one single point of failure, and so neither we nor any particular party will be responsible to you for errors or any losses that you suffer as a result.

Buying Virtual Assets. The App may also allow you to buy Virtual Assets for fiat currencies through third-party providers active in the App. You agree that those functionalities may be available only in countries approved by respective active third-party providers on the one hand, and us on the other hand. In order to buy Virtual Assets through the App, you will need to accept and consent to the terms of use and privacy policy, alongside with any other applicable user agreements of respective active third-party providers available at respective active third-party providers websites or pages. You will enter into a direct contractual relationship with respective active third-party providers if you decide to buy Virtual Assets through the App.

Although we facilitate your access to these services of respective active third-party providers, we, by no means are responsible for them and take no part in the transactions performed by them (even if instructed for in the App). You agree and understand that the functionalities available in the App to buy Virtual Assets are not provided directly by us and are the only responsibility of our third-party providers, including respective active third-party providers. We cannot and do not guarantee that the transaction instructed in the App, which is performed exclusively by the providers will be executed successfully, error-free and timely. You acknowledge that we bear no responsibility for the actions of our providers, the execution of the transaction or any other issues related to the transaction involving purchase of Virtual Assets for fiat currencies, including any losses or damage incurred.

We and the Application are not a Virtual Assets exchange and are not responsible for the transactions made through respective active third-party providers or other providers.

Push Notifications. You may agree to receive push notifications from the Application. If you would like to receive push notifications, you must opt in to the service by accessing “Settings” on your device and enabling “Push Notifications”. You can select to have alerts pushed to your device or only alert you within the App.

We reserve the right in our sole and absolute discretion to make changes to how we operate and provide our App`s functionality, including adding new App, modifying existing App, or suspending, discontinuing, or terminating your access to any or all portions of our App`s functionality. Some of our Application services may be subject to additional terms and conditions, which are posted separately from these terms but are incorporated and form a part of these Terms if you decide to use or access those features.

3. Wallet Registration and Security

TL;DR: We encrypt the information locally with a password that you provide. We do not store it at our servers. You are solely responsible for maintaining the security of your private key and any mnemonic (backup) phrase associated with your Wallet. You must keep it secure or else you may lose control of Virtual Assets associated with the Wallet. We cannot assist you with Wallet password retrieval. We cannot generate a new password for your Wallet. Please, take precautions in order to avoid loss of access to and/or control over your Wallet, including: creating a strong password; keep the backup of your private key and any mnemonic (backup) phrase; limiting access to your computer and your Wallet; and notifying us if you suspect any security breaches related to your Wallet.

1inch encrypts the information locally with a password you provide, that we never send to our servers. Alternatively, the information could be stored in encrypted form in Apple iCloud if it was enabled. The private key is connected to the Wallet address and, together, they can be used to authorize the transfer of Virtual Asset to and from that Wallet address. You are solely responsible for maintaining the security of your private key and any mnemonic (backup) phrase associated with your Wallet. You must keep your Wallet address, mnemonic (backup) phrase, and private key access information secure. Failure to do so may result in the loss of control of Virtual Assets associated with the Wallet.

1inch stores your Wallet address but does not receive or store your Wallet password, encrypted private key, unencrypted private key, or mnemonic (backup) phrase associated with your Wallet. We cannot, therefore, assist you with Wallet password retrieval. We cannot generate a new password for your Wallet if you fail to remember your original password. If you have not safely stored a backup of any Wallet address and private key pairs maintained in your Wallet, you accept and acknowledge that any Virtual Asset you have associated with such a Wallet address will become inaccessible if you do not have your Wallet password. However, 1inch may optionally use Apple CloudKit to sync data between your Apple devices (iPhone, iPad and Apple Watch). Your data is stored in a private database, which is encrypted with an account-based key and additionally encrypted with a user-provided passphrase. Therefore, we do not have access to any data stored in your iCloud account. We also do not have access to your Apple ID.

When you create a Wallet, you are strongly advised to take precautions in order to avoid loss of access to and/or control over your Wallet. Suggested measures include, but are not limited to, the following: (a) using the backup functionality provided by the Wallet or safeguard your private key and mnemonic (backup) phrase on an external hard drive which, all users, especially users who have more than $10,000 USD in assets, are encouraged to do even if they are utilizing the App backup functionality; (b) maintaining the security of your Wallet by protecting the private key and mnemonic (backup) phrase associated with your Wallet by, for example, limiting access to your computer and your Wallet; and (c) promptly notifying us if you discover or otherwise suspect any security breaches related to your Wallet.

4. Risk Assessment

TL;DR: You acknowledge and agree that risk assessment may be conducted using Third-Party Services to monitor wallet addresses and/or other content for non-compliant behaviour based on publicly available information. We reserve the right to block or restrict access of the wallet address associated with such illicit activity. We hold no liability for such assessment, restriction, results, or accuracy of the Third-Party Services.

1inch strives to provide a compliant and safe service to all the users. We may use publicly available information, as well as Third-Party Services, to assess the risks associated with illicit or non-compliant activities, phishing, or other potential threats. Such risk assessment services may be provided by various third-parties and leading security providers.

Compliance Assessment. 1inch reserves the right, but has no obligation, to use publicly available and accessible information and Third-Party Services, to assess your and other users’ wallet addresses, third-party links, domain names, Virtual Assets, smart contracts and any other content available via the App for the risks of money laundering, terrorism financing, fraud and/or any other illicit or non-compliant activities. 1inch does not collect any additional personal data to perform such risk assessments (save as stated in these Terms and Privacy Policy), you may consult 1inch Wallet Privacy Policy for more information.

You acknowledge and understand that the risk assessment results lie in the sole discretion of the third-party service provider. 1inch has no control over or connection to these third-party services, thus 1inch is not and cannot be responsible for the accuracy of the information or the services of these parties. These third-party services are governed by their respective terms of use, please read them carefully.

1inch reserves the right, but has no obligation, to provide respective warnings to you. You hereby acknowledge that 1inch has no responsibility and shall not be held liable for such assessment, restriction, results, or accuracy thereof. You are solely responsible for the final decision as to the applicability and fitness of such risk assessments.

1inch reserves the right, but has no obligation, to block or restrict any activity in the App that may be associated with any illicit activities. If you believe you or your wallet address has been blocked or restricted from using the Application by mistake, please contact us at [email protected].

TL;DR: We may provide phishing risk alerts through the App, but we do not guarantee their accuracy or reliability. You are responsible for assessing their applicability, and we are not liable for any claims or losses related to these alerts.

Phishing Alerts. 1inch may occasionally provide phishing and other potential risk alerts through the App. These risk alerts are provided for informational purposes only, and we do not make any representations or warranties regarding their accuracy, completeness or reliability. You are solely responsible for the final decision as to the applicability and fitness of such alerts.

You hereby acknowledge and agree that risk alerts are provided on an “as-is” basis, without any warranties or guarantees, and that you assume all the associated risks. 1inch has no responsibility and shall not be held liable for any claims, damages or losses arising from or in any way relating to such alerts.

TL;DR: some features are provided by third parties who may require you to complete their own verification before you can use them. We do not carry those procedures out and we do not see the result.

Verification Procedures. Certain features accessible through the Application are provided by third parties, including fiat on-ramp and off-ramp services. Those third parties may require you to complete their own verification procedures ("Verification Procedures") before making their services available to you, including in connection with fraud prevention and sanctions compliance.

The Verification Procedures are carried out by the relevant third-party provider and not by 1inch. You provide any information requested directly to that provider, and that information is collected and processed by it in accordance with its own terms and privacy policy. 1inch does not carry out the Verification Procedures, does not receive the information you provide, and does not receive the outcome.

The outcome of the Verification Procedures lies solely with the relevant third-party provider. 1inch has no control over that outcome and shall not be liable for any restriction or unavailability of a third-party feature resulting from it.

5. Your Use of Application

TL;DR: There are some strict rules: do not in any way harm 1inch, Application or other users. And also: you’re ultimately responsible for any interaction as relevant to the Application. Please review, obtain, or otherwise seek additional information or support before generating Wallet addresses.

By using or accessing the Application, you represent and warrant that you understand that there are inherent risks associated with Virtual Asset, and the underlying technologies including, without limitation, cryptography and blockchain (and their storage mechanism such as digital wallets), and you agree that the 1inch is not responsible for any losses or damages associated with these risks. You specifically acknowledge and agree that we have no control over any blockchain, Blockchain Networks or Virtual Assets and cannot and do not ensure that any interaction via our Application will be confirmed on the relevant blockchain. Without limiting the foregoing, you specifically understand and hereby represent your acknowledgement of the following: 1inch cannot and will not be liable for any loss or damage arising from your failure to comply with these Terms or the failure of any blockchain or the Blockchain Networks.

You agree to (a) never use the same password for a Wallet that you have ever used outside of this service, if any, (b) keep your secret information and password confidential and do not share them with anyone else and (c) immediately notify 1inch of any unauthorized use of your Wallet or breach of security.

In order to allow other users to have a full and positive experience of using the Application you agree that you will not use the Application in a manner that:

- Infringes or violates the intellectual property rights or any other rights of anyone else (including us);

- Is illegal, harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;

- Violates law provisions regarding money-laundering, drug trafficking, human trafficking, weapon trafficking, terrorism, securities fraud, or tax evasion;

- Violates any applicable law, rule, or regulation concerning the trading of securities or derivatives, including, but not limited to, the unregistered offering of securities and the offering of leveraged and margined commodity products to retail customers in any applicable jurisdiction;

- Jeopardizes the security of your wallet or anyone else’s (such as allowing someone else to log in to the Application as you);

- Attempts, in any manner, to obtain the private key, password, or other security information from any other user, including such information about the digital wallet;

- Violates the security of any computer network, or cracks any passwords or security encryption codes; or

- Decompiles, reverse engineers, or otherwise attempt to obtain the source code or underlying ideas or information of or relating to the Application.

6. Fees

TL;DR: we do not charge you for downloading or using the Wallet itself, or for storing your Virtual Assets. You may incur blockchain network charges and third-party charges when you use certain functionality accessible through the Application.

While we do not charge fees for access to the Application, we secure the right to charge it and you may otherwise incur fees when you use the Application. The following charges may be involved while using the Application:

Blockchain Charges. In connection with your use of the Application, you agree to bear all costs necessary to conduct a transaction, such as "gas" cost on the Ethereum, Ethereum layer 2 solutions or other blockchain networks, for the computational resources required to perform a transaction on the particular blockchain network. We will try to provide you with the accurate estimates of these charges for your information, but this information is highly volatile and can change quickly and we cannot and do not guarantee the accuracy, stability, availability of this information. You specifically acknowledge and agree that the 1inch has no control over: (a) any transactions within the Blockchain Networks; (b) the calculation or method of payment of any gas charges; or (c) any actual payments of gas charges. You must ensure that you have a sufficient balance of Virtual Asset stored at your Wallet Address to complete any transaction on the Blockchain Networks before initiating such a blockchain transaction.

Third-Party Services Charges. As stated above, the App may also allow you to access Third-Party Services, which may impose additional fees, charges or commissions. 1inch is by no means responsible for such Third-Party Services and associated fees and takes no part in any actions, transactions, or other activities conducted by such providers. We reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on the use of any Third-Party Provider’s services at any time without notice. Where applicable, such Third-Party Services may operate according to technical or programmatic parameters. Such Third-Party Services may also include usage requirements, such as software infrastructure fees charged contemporaneously with your use of the service, transaction fees, gas fees, or limits. Any applicable information, including indicative fees or disclosures, may be made available through the Application or via informational notices accompanying the relevant feature.

7. Disclaimers

TL;DR: This is very important (like, bold important) so please read the whole section carefully for specifics. It explains that we don’t make any warranties about the Application or Content.

You understand and agree that 1inch is a software developer and provider of software App and does not custody, control or manage user funds in any manner whatsoever. The Application may enable access to an online, decentralized and autonomous protocol and environment, and associated decentralized networks, that are not controlled by the 1inch. We do not have access to your private key and cannot initiate a transfer of Virtual Asset or otherwise access your Virtual Asset or your Wallet. We are not responsible for any activities that you engage in when using your Wallet or any other wallet or the Application.

TL;DR: we provide no representations or warranty as to the Application and Content.

You expressly understand and agree that your use of the Application is at your sole risk. We make and expressly disclaim all representations and warranties, express, implied or statutory, and with respect to the Application, and the code proprietary or open source, we specifically do not represent and warrant and expressly disclaim any representation or warranty, express, implied or statutory, including without limitation, any representations or warranties of title, non-infringement, merchantability, usage, security, suitability or fitness for any particular purpose, or as to the workmanship or technical coding thereof, or the absence of any defects therein, whether latent or patent. We do not represent or warrant that the Application, code and any related information are accurate, complete, reliable, current or error-free. The Application and Content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose or non-infringement. You acknowledge that 1inch has no control over, and no duty to take any action regarding: which users gain access to or use the App; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content. You release 1inch from all liability for you having acquired or not acquired Content through the App. 1inch makes no representations concerning any Content contained in or accessed through the App, and 1inch will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Application.

TL;DR: we are not responsible for transferring, safeguarding, or maintaining your private keys.

You acknowledge that 1inch is not responsible for transferring, safeguarding, or maintaining your private keys or any Virtual Asset associated therewith. If you lose, mishandle or have stolen associated Virtual Asset private keys, you acknowledge that you may not be able to recover associated Virtual Asset, and that 1inch is not responsible for such loss. You acknowledge that 1inch is not responsible for any loss, damage or liability arising from your failure to comply with the terms hereunder.

TL;DR: blockchain applications are code subject to flaws and we do not provide any warranties on the security of such applications.

You further acknowledge that blockchain applications are code subject to flaws and acknowledge that you are solely responsible for evaluating any code provided by the App or Content and the trustworthiness of any third-party websites, products, smart-contracts, or Content you access or use through the Application. You further expressly acknowledge and represent that blockchain applications can be written maliciously or negligently, that 1inch cannot be held liable for your interaction with such applications and that such applications may cause the loss of property or even identity. This warning and others later provided by 1inch in no way evidence or represent an on-going duty to alert you to all of the potential risks of utilizing the Application or Content.

TL;DR: we are doing our best, but we don’t warrant that the Application will be uninterrupted.

To the maximum extent permitted under Applicable Law, the Application (and any of their content or functionality) provided by or on behalf of us is provided on an “AS IS” and “AS AVAILABLE” basis, and we expressly disclaim, and you hereby waive, any representations, conditions or warranties of any kind, whether express or implied, legal, statutory or otherwise, or arising from statute, otherwise in law, course of dealing, or usage of trade, including, without limitation, the implied or legal warranties and conditions of merchantability, merchantable quality, quality or fitness for a particular purpose, title, security, availability, reliability, accuracy, quiet enjoyment and non-infringement of third party rights. Without limiting the foregoing, we do not represent or warrant that the Application (including any related data) will be uninterrupted, available at any particular time or error-free. Further, we do not warrant that errors in the Application are correctable or will be corrected.

Please note that the App and its services are not supervised, registered, or approved by any financial or securities regulatory authority. The functionality we provide operates entirely on public blockchain infrastructure, and we do not act as a regulated party or intermediary in any transaction. References to features such as routing or pricing are purely functional and do not imply any guarantee of execution quality or regulatory oversight.

TL;DR: blockchain transactions are irreversible and final. There are no refunds.

All transactions executed through the Application on any Blockchain Network are irreversible and final once submitted to the relevant network. 1inch does not have the ability to cancel, reverse or otherwise modify any submitted transaction, and no refunds are available in respect of any transaction. You are solely responsible for verifying all transaction details, including recipient addresses, token selections, amounts and network selections, before approving any transaction.

TL;DR: the price you see may not be the price you get. Transactions can be delayed, front-run or executed at worse prices than expected.

You acknowledge and accept the risk of slippage and adverse execution in connection with any transaction conducted through the Application. Without limiting the generality of the foregoing: (a) the price at which a transaction is quoted or displayed may differ from the price at which it is executed; (b) transactions may be delayed, reordered, front-run or otherwise affected by the operation of the relevant Blockchain Network or by other network participants; and (c) network congestion, gas price volatility and validator or sequencer behaviour may affect execution. 1inch does not guarantee, represent or warrant that any transaction executed through the Application will be protected from maximal extractable value (MEV) extraction, front-running or transaction ordering manipulation, and any MEV protection feature made available through the Application is provided on a best-efforts basis only.

TL;DR: we are not your broker, adviser or fiduciary. Any tools or suggested settings are informational only, and mistakes are your responsibility.

1inch does not act as your broker, dealer, agent, adviser or fiduciary in connection with any transaction or interaction conducted through the Application. Without limiting the disclaimers elsewhere in these Terms: (a) 1inch does not provide investment advice, portfolio management, financial planning, tax advice or legal advice, and nothing in the Application or these Terms shall be construed as such; (b) 1inch does not review, assess or validate the suitability or appropriateness of any transaction or configuration that you enter into through the Application; (c) any tools, interfaces, analytics, suggested parameters or default settings made available through the Application are provided for informational and convenience purposes only and do not constitute recommendations; and (d) any losses resulting from your own errors in configuring transactions, including incorrect parameters, wrong token selections or misunderstanding of product mechanics, are solely your responsibility.

TL;DR: some tokens accessible through the Application may represent or be linked to real-world assets. We are a technology layer only. We do not issue, control, custody or guarantee those tokens, and you must do your own research.

The Application may display, reference or facilitate interaction with digital assets that purport to represent, be backed by or be linked to real-world assets, commodities, financial instruments or off-chain rights (“Asset-Referenced Tokens”). 1inch does not issue, sponsor, endorse, control, custody or guarantee any Asset-Referenced Token.

Without limiting the generality of the foregoing, you acknowledge and agree that: (a) 1inch does not verify, audit, guarantee or make any representation as to the existence, ownership, valuation, quality, legal status or enforceability of any asset or right purportedly underlying an Asset-Referenced Token; (b) any rights you may have in respect of an Asset-Referenced Token are a matter solely between you and its issuer or the relevant third party; and (c) Asset-Referenced Tokens may be subject to regulatory requirements and restrictions in your jurisdiction, and you are solely responsible for determining whether you may lawfully acquire, hold or dispose of them.

1inch disclaims all liability for any loss arising from the failure, devaluation, default, insolvency, delisting, regulatory action or legal challenge affecting any Asset-Referenced Token, its issuer or its underlying assets.

8. Indemnification

TL;DR: If someone sues us because of something you did, you’re responsible for it, so read the below carefully.

You agree to hold harmless, release, defend, and indemnify 1inch, its affiliates, and their respective officers, directors, employees, contractors, agents, service providers, licensors, representatives and subsidiaries from and against all claims, damages, obligations, losses, liabilities, costs and expenses arising from: (a) your access to and use of the Application; (b) your violation of these Terms, the right of any third party, or any other applicable law, rule, or regulation; and (c) any other party’s access and use of the Application with your assistance or using any device or any account that you own or control.

9. Limitation of Liability

TL;DR: It's really important to highlight how our liability is limited when it comes to issues you may encounter with our service. Please read the whole section carefully.

You expressly understand and agree that 1inch and our affiliates and service providers, and their respective officers, directors, agents, joint ventures, employees, and representatives will not be liable for any indirect, incidental, special, consequential, exemplary damages, or damages for loss of profits including without limitation damages for loss of goodwill, use, data, or other intangible losses (even if 1inch has been advised of the possibility of such damages), whether based on contract, tort, negligence, strict liability, or otherwise, resulting from: (i) the access, use or the inability to access or use the App and Application`s Game; (ii) the cost of procurement of substitute goods and App resulting from any goods, data, information, or App purchased or obtained or messages received or transactions entered into through or from the App; (iii) unauthorized access to or alteration of your transmissions or data; or (iv) any other matter relating to the App. In no event will 1inch’s aggregate liability arising out of or in connection with the Application, your use thereof or these Terms exceed the amount of fees paid by you to us in the twelve (12) month period immediately preceding the event giving rise to the claim for liability or 10 000 USD, whichever greater.

Without limiting the foregoing, 1inch assumes no liability or responsibility for any: (a) errors, mistakes or inaccuracies of content; (b) personal injury or property damage of any nature resulting from your access to or use of the Application; (c) any unauthorised access to or use of any secure server or any information stored therein; (d) any interruption or cessation of transmission to or from the Application; (e) any bugs, viruses, trojan horses or the like which may be transmitted to or through the Application by any third party; (f) any errors or omissions in any content, or for any loss or damage incurred as a result of the use of any content made available through the Application; and (g) the defamatory, offensive or illegal conduct of any third party.

We have no liability to you or to any third party for any claims or damages that may arise as a result of any payments, transactions or other interactions that you engage in via the Application or any Third-Party Services, or any other transaction conducted with or through any third party.

To the maximum extent permitted by applicable law, you hereby release and discharge 1inch, its affiliates and their respective officers, directors, employees, contractors, agents, service providers, licensors, representatives and subsidiaries (together, the “1inch Parties”) from any and all claims, demands, actions, causes of action, losses, damages, liabilities, costs and expenses of every kind and nature arising out of or in any way connected with your use of the Application.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities and damages. Accordingly, some of the disclaimers and limitations set out in these Terms may not apply to you, and nothing in these Terms excludes or limits any liability that may not be excluded or limited under applicable law.

10. Intellectual Proprietary Rights

TL;DR: our content is ours.

Our Content. The Application and information, data, text, images, written posts and comments, software, scripts, maps, graphics, and interactive features generated, provided, or otherwise made accessible on or through the Application, features and functionality (including but not limited to all information, software, scripts, algorithms, text, displays, images, video and audio, and the design, selection and arrangement thereof) are owned by us, our licensors or other providers of such material, and subject to copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. 1inch and associated names, logos and all related names, logos, product and service names, designs and slogans are trademarks of the 1inch or its affiliates or licensors (if and as applicable). You must not use such marks without our prior written permission. All other names, logos, product and service names, designs and slogans on the Application are the trademarks of their respective owners.

Limited Licence. We grant you limited, non-exclusive, revocable permission to make use of the App (collectively, “Access”). This Access shall remain in effect until and unless terminated by you or us. You promise and agree that you will not redistribute or transfer the App. The 1inch software application, including without limitation the App, are not sold or transferred to you, and 1inch and its licensors retain ownership of all copies of the software applications even after installation on your personal computers, mobile handsets, tablets, wearable devices, speakers and/or other devices (“Devices''). All trademarks, service marks, trade names, logos, domain names, and any other features of the 1inch brand are the sole property of 1inch or its licensors. The Terms do not grant you any rights to use any 1inch brand features whether for commercial or non-commercial use. You agree to abide by our user guidelines and not to use the App or any part thereof in any manner not expressly permitted by the Terms. Except for the rights expressly granted to you in the Terms, 1inch grants no right, title, or interest to you in the App. Third party software (for example, open source software libraries) included in the Application are made available to you under the relevant third-party software library’s license terms. Notwithstanding anything herein to the contrary, nothing in the Terms entitles you to copy, modify, fork, merge, combine with another program or create a derivative work of the App.

Licence restrictions. Except as expressly set out in this Terms or as specifically permitted by any local law, you agree:

- not to copy the App except where such copying is incidental to normal use of the App, or where it is necessary for the purpose of back-up or operational security;

- not to rent, lease, sub-license, loan, translate, merge, adapt, vary or modify the App;

- not to make alterations to, or modifications of, the whole or any part of the App, or permit the App or any part of it to be combined with, or become incorporated in, any other programs;not to disassemble, decompile, reverse-engineer or create derivative works based on the whole or any part of the App, or attempt to do any such thing, except to the extent that such actions cannot be prohibited because they are essential for the purpose of achieving interoperability of the App with another software program, and provided that the information obtained by you during such activities: (a) is used only for the purpose of achieving interoperability of the App with another software program; (b) is not disclosed or communicated without our prior written consent to any third party to whom it is not necessary to disclose or communicate it; and (c) is not used to create any software that is substantially similar to the App;

- not to provide or otherwise make available the App in whole or in part (including object and source code), in any form to any person without prior written consent from 1inch; and

- to comply with all technology control or export laws and regulations that may apply to the technology used or supported by the App.

Your Data. Please see 1inch Wallet Privacy Policy for information on how we collect, use and share your information.

11. Governing Law and Dispute Resolution

TL;DR: our relationship is governed by the laws of the British Virgin Islands. To the extent permitted by applicable law, disputes are resolved by binding individual arbitration rather than in court, and you waive any right to take part in a class action. Small claims can still be brought in a small claims court, and your mandatory rights as a consumer are unaffected.

These Terms of Service and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of the British Virgin Islands.

Dispute Resolution by Binding Arbitration. If you have any dispute or claim arising out of or relating in any way to the Application or these Terms (a “Dispute”), you must first send an email to [email protected] describing the Dispute and providing all relevant information, and you and 1inch shall attempt to resolve the Dispute through informal, good faith negotiation for a period of sixty (60) days from the date of receipt of such email. If the Dispute is not resolved within that period then, to the extent permitted by applicable law, the Dispute shall be finally and exclusively settled by binding arbitration administered by the London Court of International Arbitration (“LCIA”) under the LCIA Arbitration Rules in effect at the time of filing, by a single arbitrator appointed in accordance with those Rules. The seat of the arbitration shall be the British Virgin Islands and the language of the arbitration shall be English.

Small Claims and Excluded Matters. Notwithstanding the paragraph above, either you or 1inch may bring an individual claim in a small claims court, or any equivalent court of limited jurisdiction, that has jurisdiction over the parties, provided that the claim remains in that court and is brought on an individual basis. Nothing in this section prevents either party from seeking injunctive or other equitable relief from a court of competent jurisdiction in respect of the infringement or misuse of intellectual property rights.

Class Action and Jury Trial Waiver. To the extent permitted by applicable law, you and 1inch agree that any Dispute shall be resolved solely on an individual basis and not as a class action, collective action, consolidated action, representative action or private attorney general action. You and 1inch expressly waive any right to file or participate in a class action, to seek relief on a class basis, or to consolidate any Dispute with any other person’s claims. If a court or arbitrator determines that this waiver is unenforceable as to a particular claim or request for relief, that claim or request shall be severed and resolved in a court of competent jurisdiction, and the remaining claims shall proceed in arbitration on an individual basis. To the extent permitted by applicable law, you and 1inch waive any right to a jury trial.

Time Limitation on Claims. To the extent permitted by applicable law, any Dispute must be filed within twelve (12) months after the date on which the claim arose or accrued. If a Dispute is not filed within that period, it shall be permanently barred.

Mandatory Local Rights. Nothing in this section affects any right you may have, as a consumer, to bring proceedings in the courts of your country of residence, or to rely on any mandatory provision of the law of that country, where such rights cannot be excluded or limited by agreement. Where any provision of this section is held to be unenforceable in respect of you, the remaining provisions of this section continue to apply.

12. Last But Not Least

Changes. We may amend any portion of these Terms at any time by posting the revised version of these Terms with an updated revision date. The changes will become effective, and shall be deemed accepted by you, the first time you use or access the Application after the initial posting of the revised Terms and shall apply on a going-forward basis with respect to your use of the Application including any transactions initiated after the posting date. In the event that you do not agree with any such modification, your sole and exclusive remedy is to terminate your use of the Application.

Third-Party Links. The Application may provide links to other World Wide Web or accessible sites, applications or resources provided by third parties. Because we have no control over such sites, applications and resources, you acknowledge and agree that we are not responsible for the content and availability of such external sites, applications or resources. We do not endorse and are not responsible or liable for any content, products or other materials on or available from such sites, applications or resources.

Entire Agreement. These Terms (and any additional terms, rules and conditions of participation that may be posted on Application) constitute the entire agreement with respect to the Application and supersedes any prior agreements, oral or written. In the event of a conflict between these Terms and the additional terms, rules and conditions of participation, the latter will prevail over these Terms to the extent of the conflict.

Assignment. You may not assign, transfer or delegate these Terms or any of your rights or obligations under them, in whole or in part, without our prior written consent, and any purported assignment in breach of this paragraph is void. We may assign or transfer these Terms, in whole or in part, to any affiliate or to any successor in connection with a merger, acquisition, reorganisation or sale of all or substantially all of our assets, provided that such assignment does not reduce your rights under these Terms.

Survival. Upon termination of these Terms for any reason, all rights and obligations of the parties that by their nature are continuing will survive such termination. Without limiting the foregoing, the following sections shall survive termination: Disclaimers, Indemnification, Limitation of Liability, Intellectual Proprietary Rights, and Governing Law and Dispute Resolution, together with any other provision which by its nature should survive.

Severability. In the event that any provision of these Terms is deemed invalid or unenforceable, the validity and enforceability of the remaining provisions shall remain unaffected and unimpaired. Any invalid or unenforceable portions can be reasonably interpreted to fulfil the intent and purpose of the original provision. If such interpretation is not possible, the invalid or unenforceable portion will be severed from these Terms, while the remaining provisions of the Terms will remain in full force and effect.

Captions and Summaries. The captions identifying the various sections and subsections of these Terms are for reference only and do not define, modify, expand, or limit any of the provisions of these Terms and shall not affect the interpretation of these Terms. In addition, the paragraphs and text accompanying the words “TL;DR” at the beginning of certain sections are intended to summarise the applicable section of these Terms and do not define, modify, expand, or limit any of the provisions of these Terms and shall not affect the interpretation of these Terms.

Just in case you lost our mail…

If you have any questions, claims, complaints or suggestions, please, contact us at [email protected].